Top 5 Health Insurance Companies in India

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Health insurance known as medical insurance. Type of insurance policy that offers comprehensive protection against expensive treatments. So you can get quality treatment whenever required. It protects you from paying heavy medical bills when you are injured or fallen ill. Like other insurance policies, you need to select plan and agree to pay exact amount as premium. In return you will get several benefits of owning health policy.

Apollo Munich Easy Health

Health insurance policy offer by Apollo Munich Insurance Company. It offers many benefits and cover at afford premium amount. There are several benefits offer under this policy. For example it provides cashless facility, in-patient hospital, and pre-post hospital expenses. You can view What you can do to pay low premium?

More than 144 types of day care are cover that is list in policy. When you do not need hospital this policy also covers domiciliary treatment. Like Ayurvedic, Homeopathic and Unani Treatment. These features make this plan best option available in market.

ICICI Lombard Complete Health

This is second best insurance company. It is well known for health plans in market.  Above plan is best amongst all plans offer by this Insurance Company. Some important condition has to follow. If you are looking for ICICI Lombard health Insurance Plan. And your age is under 46 year. You do not need any medical check-

  • This policy also has lifetime renewable option. Some special facilities offer under this plan are as follows
  • If offer cashless hospital facility at more than 4,500 hospitals
  • It covers pre and post hospital expenses for 30 days before and 45 days after hospital.
  • Also to treatment and hospital expense, this policy covers expense incur due to day care.

Religare care health insurance

This policy offer many number of benefits. For example it covers expenses for room rent, ICU charges. Such as day care, domiciliary, ambulance, pre-post expense and medical check-ups. You can notice that Religare care plan cover health expenses in medical emergency.

Max Bupa Health Insurance

There are three types of health insurance plan offer under this policy. Total coverage and amount coverage offer under various plans differs. Some common benefits that can avail under these 3 plans. There are no sub limits on room rents and 100% no claim bonus.

Max Bupa also offers best family health insurance plans in market. This insurance company claims are settle in-house. And you need not deal with TPAs in case you meet any medical emergency.

Some important benefits offer under these policies is cashless, pre /post hospital expenses. Such as room rents, and ambulance charges, domiciliary and medical expenses.

Bajaj Allianz Health Guard

It is balance policy with high settlement ratio. This health insurance plan covers expenses incur due to hospital. Like doctor’s consultation, ambulance services, treatment charges and pre and post-hospital charges.

It has more than 4000 hospitals where you can avail more benefits like cashless benefits. This policy do not need pre-medical test. You can avail free health check-ups after 4 claims at any network center.  These policies do not cover pre-existing diseases.

Hope you are aware of all best health insurance plans available in market. So, you can select plan that suits your requirements. If you find any difficulty in buying health plan. You take help from insurance broker or agent. Check What are Aims of Insurance?

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